ã2025幎12æçãäžåç£æ ä¿ããŒã³ã®ç·åã©ã³ãã³ã°
2025幎12æ15æ¥æŽæ°ã æ¥æ¬æå€§çŽã®ããŒã³æ¯èŒãµã€ããã€ãŒã»ããŒã³ãã«æ²èŒãããŠããäžåç£æ ä¿ããŒã³ã®ãç·åã©ã³ãã³ã°ããçºè¡šïŒ
ãéå©ã©ã³ãã³ã°ããã¢ã¯ã»ã¹æ°ã©ã³ãã³ã°ããç³èŸŒæ°ã©ã³ãã³ã°ããæ¯èŒãªã¹ãç»é²æ°ã©ã³ãã³ã°ãã®4ã€ã®ã©ã³ãã³ã°ããŒã¿ãããšã«ãç·åçãã€æ©æ¢°çã«ã©ã³ãã³ã°ããŠããŸãã
ããŸéžã°ããŠããäžåç£æ
ä¿ããŒã³ãç¥ãããæ¹ã«ããããïŒããŸããŸãªäžåç£æ
ä¿ããŒã³ãæ¯èŒãããæ¹ãã©ãã®éèæ©é¢ãè¯ããè¿·ãããŠããæ¹ã¯ãã²åèã«ããŠãã ããã
-
æ±äº¬ã¹ã¿ãŒéè¡ã¹ã¿ãŒäžåç£æ ä¿ããŒã³
ãéèæ©é¢ããã®ãããããã€ã³ããé婿倧1%åªéãã£ã³ããŒã³å®æœäžïŒ
é åçãªéå©ããã²æ¯ã¹ãŠãã ããã
ãªãã©ãŒã ã»ã»ã«ã³ãããŠã¹è³Œå ¥è²»çšãæè²è²»ã¯ãã¡ãããä»ç€ŸããŒã³ã®ããŸãšãã»åãæããªã©ãç¶æ³ã«å¿ãã察å¿ãå¯èœã§ãã
äœå® ããŒã³ãè¿æžäžã§ããçžè«ãã ããïŒ- éå©ïŒå¹ŽçïŒ
- 1.000% ïœ 7.250%
- éå©äœç³»
- å€åéå©
- åå ¥å¯èœé¡
- 100äžå ïœ 1åå
- åå ¥æé
- 1幎 ïœ 30幎
-
ã¢ãµãã¯ã¹äžåç£æ ä¿ããŒã³âªå人åãâ«
ãéèæ©é¢ããã®ãããããã€ã³ãããåæã»æ¥æã察å¿äžã
ãæ±èšŒäžå Žã»1969å¹Žåµæ¥ã
ãæç3æ¥ã§ã®ã¹ããŒã察å¿ã
ã幎霢å¶éãªãã
ã幎ç1.95%ã7.8%ã
ãéŠéœåã«è€æ°ã®æ¬æ¯åºãããã¯ãŒã¯ã
éè¡ç³»ã§ã¯ãªããç¬ç«ç³»ãã³ãã³ã¯ã®æè»ãªå¯©æ»ã§æ§ã ãªè³éããŒãºã«ãå¿ãããããŸãã- éå©ïŒå¹ŽçïŒ
- 1.950% ïœ 7.800%
- éå©äœç³»
- åºå®éå©
- åå ¥å¯èœé¡
- 300äžå ïœ 10åå
- åå ¥æé
- 3ã¶æ ïœ 35幎
-
京èéè¡ã¢ã«ãã¡äžåç£æ ä¿ããªãŒããŒã³
ãéèæ©é¢ããã®ãããããã€ã³ããå€åéå©å¹Ž1.6%ã4.3%
äºåææ°æ55,000åïŒæ¶è²»çšèŸŒïŒ
ç³èŸŒé顿倧5,000äžå
å£äœä¿¡çšçåœä¿éºä»ãïŒä¿éºæã¯äº¬èéè¡ãè² æ ïŒ- éå©ïŒå¹ŽçïŒ
- 1.600% ïœ 4.300%
- éå©äœç³»
- å€åéå©
- åå ¥å¯èœé¡
- 50äžå ïœ 5000äžå
- åå ¥æé
- 1幎 ïœ 30幎
-
第4äœ
ïŒïŒŠã¢ã»ãããã¡ã€ãã³ã¹äžåç£æŽ»çšããŒã³ïŒããªãŒã³ãŒã¹ïŒãå人ã®ã客ããŸåãã
ãéèæ©é¢ããã®ãããããã€ã³ããæšªæµéè¡ãäžæ žãšããæšªæµãã£ãã³ã·ã£ã«ã°ã«ãŒããšäžäºäœåä¿¡èšéè¡ã®å ±ååºè³
æé·35幎ã®ããšãããè¿æžæéãèè³é¡ã¯æå€§10ååãéè¡ãšã¯ã²ãšå³éãåæ±åºæºã§ãå¹ åºãè³éããŒãºã«ãå¿ãããŠããŸãã- éå©ïŒå¹ŽçïŒ
- 3.390% ïœ 6.800%
- éå©äœç³»
- å€åéå©
- åå ¥å¯èœé¡
- 300äžå ïœ 10åå
- åå ¥æé
- 1幎1ã¶æ ïœ 35幎
-
第5äœ
é¢è¥¿ã¿ããéè¡ããªãŒããŒã³ïŒäžåç£æ ä¿åïŒïŒå人åãïŒ
ãéèæ©é¢ããã®ãããããã€ã³ããã䜿ãã¿ã¡ãèªç±ãªã®ã§ãæ§ã ãªè³éããŒãºã«å¯Ÿå¿ããŸãïŒäºæ¥è³éã«ãå©çšå¯èœïŒïŒæ³äººãžã®è»¢è²žè³éã«ã¯ãå©çšã§ããŸããïŒâ»å¯©æ»ã«ãããèè³å©çãæ±ºå®ãããŠããã ããŸããïŒå€åéå©ããåžæã§ãã£ãŠãã審æ»ã®çµæãåºå®éå©ãšãªãå ŽåãããããŸãïŒ
- éå©ïŒå¹ŽçïŒ
- 2.300% ïœ 4.300%
- éå©äœç³»
- å€åéå©
- åå ¥å¯èœé¡
- 100äžå ïœ 1åå
- åå ¥æé
- 1幎 ïœ 30幎
-
第6äœ
AGããžãã¹ãµããŒãäžåç£æ ä¿ããžãã¹ããŒã³
ãéèæ©é¢ããã®ãããããã€ã³ããç°¡æèšºææç1æ¥ãèè³ãŸã§æç3æ¥ãæå€§5ååãŸã§ãèè³å¯èœã§ãã
å¥çŽæã®èª¿æ»æã»ä¿èšŒæãªã©ã¯äžåããã ããŸããã
æ ä¿ç©ä»¶ã®ææè ã»æµåœé äœã¯äžåã§ãã- éå©ïŒå¹ŽçïŒ
- 2.990% ïœ 11.800%
- éå©äœç³»
- -
- åå ¥å¯èœé¡
- 100äžå ïœ 5åå
- åå ¥æé
- ïœ 30幎
-
第7äœ
äœä¿¡SBIãããéè¡ãéèæ©é¢ããã®ãããããã€ã³ããè³é䜿éèªç±ã®å人åãäžåç£æ ä¿ããŒã³ïŒãåå ¥äžã®ããŒã³ããããŸãšããããããšã§ãè¿æžç®¡çããã£ãšã·ã³ãã«ã«ãäžåç£ãæ ä¿ã«ããŠããããããã®ã奜éå©ãã§ãæ¯æã®è¿æžé¡ã軜æžãããããã«ããªã¹ã¹ã¡ã§ãïŒ
- éå©ïŒå¹ŽçïŒ
- 3.450% ïœ 9.400%
- éå©äœç³»
- å€åéå©
- åå ¥å¯èœé¡
- 300äžå ïœ 1åå
- åå ¥æé
- 1幎 ïœ 35幎
-
第8äœ
æ±äº¬ã¹ã¿ãŒéè¡ã¹ã¿ãŒäžåç£æ ä¿ããŒã³
ãéèæ©é¢ããã®ãããããã€ã³ããé婿倧1%åªéãã£ã³ããŒã³å®æœäžïŒ
é åçãªéå©ããã²æ¯ã¹ãŠãã ããã
ãªãã©ãŒã ã»ã»ã«ã³ãããŠã¹è³Œå ¥è²»çšãæè²è²»ã¯ãã¡ãããä»ç€ŸããŒã³ã®ããŸãšãã»åãæããªã©ãç¶æ³ã«å¿ãã察å¿ãå¯èœã§ãã
äœå® ããŒã³ãè¿æžäžã§ããçžè«ãã ããïŒ- éå©ïŒå¹ŽçïŒ
- 2.150% ïœ 8.900%
- éå©äœç³»
- åºå®éå©
- åå ¥å¯èœé¡
- 100äžå ïœ 1åå
- åå ¥æé
- 1幎 ïœ 30幎
-
第9äœ
ã¢ãµãã¯ã¹äžåç£æ ä¿ããŒã³âªäžåç£æ¥è åãâ«
ãéèæ©é¢ããã®ãããããã€ã³ãããåæã»æ¥æã察å¿äžã
ãæ±èšŒäžå Žã»1969å¹Žåµæ¥ã
ãæç3æ¥ã§ã®ã¹ããŒã察å¿ã
ã幎霢å¶éãªãã
ã幎ç1.95%ã7.8%ã
ãéŠéœåã«è€æ°ã®æ¬æ¯åºãããã¯ãŒã¯ã
éè¡ç³»ã§ã¯ãªããç¬ç«ç³»ãã³ãã³ã¯ã®æè»ãªå¯©æ»ã§æ§ã ãªè³éããŒãºã«ãå¿ãããããŸãã- éå©ïŒå¹ŽçïŒ
- 1.950% ïœ 7.800%
- éå©äœç³»
- åºå®éå©
- åå ¥å¯èœé¡
- 300äžå ïœ 10åå
- åå ¥æé
- 3ã¶æ ïœ 35幎
-
第10äœ
ã»ãŸã³ãã¡ã³ããã¯ã¹äºæ¥è åã ãäžåç£æ ä¿ããŒã³ã
ãéèæ©é¢ããã®ãããããã€ã³ããâæç峿¥ã®ä»®å¯©æ»
âéè¡ä»¥å€ã§è³é調éå ããæ¢ãã®äºæ¥è æ§ã«
âèµ€åæ±ºç®ã§ã
âå šåœå¯Ÿå¿
âå šåœã«ããææºã®åžæ³æžå£«äºåæã§ãå¥çŽãå¯èœ- éå©ïŒå¹ŽçïŒ
- 3.150% ïœ 9.900%
- éå©äœç³»
- -
- åå ¥å¯èœé¡
- 500äžå ïœ 5åå
- åå ¥æé
- 5幎 ïœ 25幎
äžåç£æ ä¿ããŒã³ã®æ¯æç·é¡ã©ã³ãã³ã°
è¿æžç·é¡ãšè«žè²»çšãç¬æã«ã·ãã¥ã¬ãŒã·ã§ã³ïŒäœéå©ã§è«žè²»çšã®å°ãªãäžåç£æ ä¿ããŒã³ãæ¯èŒã§ãããããããããæ¯æç·é¡ãæããŠåãããæ¹ã«ããããã®ã©ã³ãã³ã°ã§ãã
ã©ã³ãã³ã°ã«é¢ãããããã質å
- Q.1ã©ã®ããã«é äœä»ãããŠããã®ïŒ
-
A.1
äžåç£æ ä¿ããŒã³ã®ç·åã©ã³ãã³ã°ã¯ãã€ãŒã»ããŒã³ã«æ²èŒãããŠããäžåç£æ ä¿ããŒã³ã®ãéå©ã©ã³ãã³ã°ããã¢ã¯ã»ã¹æ°ã©ã³ãã³ã°ããç³èŸŒæ°ã©ã³ãã³ã°ããæ¯èŒãªã¹ãç»é²æ°ã©ã³ãã³ã°ãã®4ã€ã®ã©ã³ãã³ã°ããŒã¿ãããšã«ãç·åçãã€æ©æ¢°çã«ã©ã³ãã³ã°ããŠããŸãããŸãã¯ã©ã³ãã³ã°ãã仿³šç®ã®ããŒã³ãæ€èšããŠã¿ãã®ãããããã§ãã
ä»ã«ããããªã©ã³ãã³ã°ããããŸãã
- Q.2ã©ããããã®éèæ©é¢ã察象ã«ããŠããã®ïŒ
-
A.2
äžåç£æ ä¿ããŒã³ã®ç·åã©ã³ãã³ã°ã¯ãã€ãŒã»ããŒã³ã«æ²èŒäžã®å šåœ12瀟ïŒéè¡6瀟ïŒãã®ä»ã®éèæ©é¢6瀟ïŒã®éèæ©é¢ã察象ãšããŠããŸãã

æ¬ãµã€ãã®ã©ã³ãã³ã°ã®è©³çްã«ã€ããŠã¯ããã©ã³ãã³ã°ã«ã€ããŠããã芧ãã ããã
æ¬ãµã€ãã®ã©ã³ãã³ã°ã¯ãµãŒãã¹éžææã®åèæ å ±ãæäŸããããšãç®çãšããŠãããããŒã³ååã®ååæ§ã®åªå£ã瀺ããããã€ãŒã»ããŒã³ãšããŠç¹å®ã®éèæ©é¢ãããŒã³ååãæšå¥šããããããã®ã§ã¯ããããŸããããŸããç¹å®ç®çãžã®é©åæ§ãæ£ç¢ºæ§ãå®å šæ§ã«ã€ããŠä¿èšŒãããã®ã§ã¯ããããŸããã